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Browse fha loan specialists serving Daly City, California. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Daly City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Daly City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presto Home Loans, Inc.
345 Gellert Blvd # C, Daly City, CA 94015
8444773786
Sally Yip Home Loans
936 Brunswick St, Daly City, CA 94014
6502150862
Pacific Bay Financial Corporation
355 Gellert Blvd #230, Daly City, CA 94015
4152420730
Saxe Mortgage Company
950 John Daly Blvd Suite 200, Daly City, CA 94015
6507557293
West Coast Financial
333 Gellert Blvd #207, Daly City, CA 94015
6507561840
Nation Home Financial Inc
345 Gellert Blvd Suite D, Daly City, CA 94015
6509911900
An FHA loan specialist in Daly City, California can guide you through the process of obtaining a government backed mortgage. These loans are popular in the Bay Area due to lower down payment requirements and flexible credit standards. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Daly City Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount, plus third party fees for appraisal, credit report, and title insurance. For a $500,000 loan, origination fees can range from $5,000 to $10,000. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the loan amount, and annual mortgage insurance premiums (MIP) vary from 0.45 to 1.05 percent. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Daly City do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre qualify for a mortgage, and submit a complete application. They also explain California specific rules, such as the Homeowner Bill of Rights, which protects borrowers during the loan process.
What are the FHA loan limits for Daly City in 2024?
For 2024, the FHA loan limit for a single family home in San Mateo County, which includes Daly City, is $1,149,825. This high limit reflects the high cost of housing in the Bay Area. Borrowers should confirm current limits with their specialist as they can change annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.