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Compare FHA Loan Specialists in Cathedral City, CA
Looking for a fha loan specialist in Cathedral City? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 fha loan specialists in Cathedral City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
35950 Date Palm Dr, Cathedral City, CA 92234
7607704001
Mortgage, Bank of America
69135 Ramon Rd, Cathedral City, CA 92234
6615230365
First American Home Loans
67450 Ramon Rd, Cathedral City, CA 92234
7604592258
An FHA loan specialist in Cathedral City California can help home buyers and homeowners access government-backed mortgages with lower down payments. California law requires all FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Cathedral City residents often use FHA loans for single-family homes and condos in the Coachella Valley area.
What Does a FHA Loan Specialist in Cathedral City Cost?
Typical costs for an FHA loan specialist in California include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Closing costs usually range from 2% to 5% of the purchase price. Lender fees may vary from $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cathedral City do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and property requirements. They help determine eligibility based on credit score debt-to-income ratio and California specific property insurance rules. The specialist also coordinates with appraisers and underwriters to close the loan.
What are the FHA loan limits for Cathedral City California?
For 2025 the FHA loan limit for a single-family home in Riverside County including Cathedral City is $530,150 for a standard loan. High-cost area limits may apply for certain properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
How long does it take to get an FHA loan in Cathedral City?
A typical FHA loan in California takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. California law requires a three-day right of rescission after signing loan documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.