Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 fha loan specialists in Canyon Lake, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alireza Raoufzadeh - SKY HILLS INC.
22190 Tumbleweed Dr, Canyon Lake, CA 92587
8189492787
Kasey Roberts - Mortgage Loan Officer
31630 Railroad Canyon Rd, Canyon Lake, CA 92587
9517195990
Mindful Mortgage Solutions
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3109044003
Loans by Tiffany Maxwell FRS Funding
31730 Railroad Canyon Rd # 4, Canyon Lake, CA 92587
9518586715
Debbie Martinez - RWM Home Loans
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9514400307
Sheri Keene
31630 Railroad Canyon Rd Suite 6, Canyon Lake, CA 92587
9512654796
First Link Mortgage
31630 Railroad Canyon Rd suite 15, Canyon Lake, CA 92587
3106956510
Home Loans Inc
31534 Railroad Canyon Rd ste a, Canyon Lake, CA 92587
9512441054
What Does a FHA Loan Specialist in Canyon Lake Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Third-party fees for appraisal, credit report, and title search can add $1,500 to $3,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Canyon Lake in 2025?
For 2025, the FHA loan limit for a single-family home in Riverside County, including Canyon Lake, is $530,690 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set annually by the Department of Housing and Urban Development (HUD).
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may still qualify with a 10% down payment. California lenders may have their own overlays, so requirements can vary.