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Find FHA Loan Specialists Near You in Campbell, CA

Directory of fha loan specialists in Campbell, California. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Campbell, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 fha loan specialists in Campbell, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Johnson - Assoc. Broker for Affinity Mortgage NMLS #235072
2542 S Bascom Ave STE 185, Campbell, CA 95008
4086876109
Russell Rivera Home Loans
2542 S Bascom Ave STE 130, Campbell, CA 95008
4084127338
PrimeLending, A PlainsCapital Company - Campbell
621 E Campbell Ave #1, Campbell, CA 95008
4086142032
Loans by Irene
116 E Campbell Ave Suite 5, Campbell, CA 95008
4083379160
Carlyle Mortgage Corporation
1901 S Bascom Ave # 1410, Campbell, CA 95008
4086260050
Cindy Solis, NMLS #633483, PrimeLending
621 E Campbell Ave ste 1, Campbell, CA 95008
4084261144
Golden 1 Credit Union Home Loans Center - Campbell
880 E Campbell Ave, Campbell, CA 95008
8009179000
Chase Home Lending
1605 S Winchester Blvd, Campbell, CA 95008
9259985478
U.S. Bank-Mortgage Loan Officer-Asadullah Taheri
1919 S Bascom Ave Ste 200, Campbell, CA 95008
6506967051

An FHA loan specialist in Campbell California helps home buyers and refinancers navigate Federal Housing Administration insured loans. These loans are popular in the Bay Area due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Campbell Cost?

Typical costs for an FHA loan specialist in California include origination fees ranging from 0.5% to 1.0% of the loan amount plus third party costs like appraisal and credit report fees. Total closing costs for a Campbell home buyer often range from $8,000 to $15,000 depending on loan size and lender. California law requires a Loan Estimate within three business days of application. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Campbell do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They explain California specific requirements such as property condition standards and occupancy rules.
What are the FHA loan limits for Campbell California?
For 2025 the FHA loan limit for a single family home in Santa Clara County which includes Campbell is $1,209,750. This high limit reflects the area elevated home prices and allows more buyers to use FHA financing.
Do FHA loans require mortgage insurance in California?
Yes all FHA loans require an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP. The annual MIP rate depends on loan term and down payment and is paid monthly.