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Browse fha loan specialists serving Cameron Park, California. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Cameron Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Cameron Park, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mottashed Lending Group
3330 Cameron Park Dr Ste 925, Cameron Park, CA 95682
5306841188
Land Home Financial Services - Cameron Park
3420 Coach Ln Ste 15, Cameron Park, CA 95682
5305860923
Kathryn Patsfield - Vision Mortgage
3420 Coach Ln Ste 10, Cameron Park, CA 95682
5303630764
Vision Mortgage
3420 Coach Ln Ste 10, Cameron Park, CA 95682
5306720106
Sheldon Cooney, Stanford Mortgage
4064 Flying C Rd #1, Cameron Park, CA 95682
5306721500
Marquis Mortgage
3330 Heights Dr Suite #134, Cameron Park, CA 95682
9169330339
An FHA loan specialist in Cameron Park, California helps homebuyers navigate FHA-insured mortgages, which are popular due to lower down payment requirements. In California, FHA loans must comply with state-specific disclosure laws, including the California Residential Mortgage Lending Act. Local specialists understand the unique housing market in El Dorado County and can guide borrowers through the approval process.
What Does a FHA Loan Specialist in Cameron Park Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance, depending on loan term and down payment. Closing costs in Cameron Park generally range from 2% to 5% of the purchase price, including appraisal fees (around $500 to $700), title insurance, and escrow fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Cameron Park in 2025?
For 2025, the FHA loan limit for a single-family home in El Dorado County, including Cameron Park, is $524,225 for standard areas. Higher limits may apply in high-cost areas, but Cameron Park falls under the standard limit. These limits are set by the U.S. Department of Housing and Urban Development.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. California lenders may have overlays requiring higher scores, so check with a local specialist.
Are there California-specific FHA loan requirements?
Yes, California requires lenders to provide a California FHA Loan Disclosure form that outlines borrower rights and responsibilities. Additionally, all FHA loans in California must comply with state anti-predatory lending laws, such as the California Homeowner Bill of Rights.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.