ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Vilonia. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Vilonia, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 2 fha loan specialists in Vilonia, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Centennial Bank
1040 Main St, Vilonia, AR 72173
5017962181
First Security Bank
1137 Main St, Vilonia, AR 72173
5017968600
An FHA loan specialist in Vilonia Arkansas can guide you through the process of obtaining a government-backed mortgage. These loans are popular in central Arkansas due to lower down payment requirements and flexible credit guidelines. Local specialists understand the specific property value trends in Faulkner County and can help you meet Arkansas state lending requirements.
What Does a FHA Loan Specialist in Vilonia Cost?
Typical costs for FHA loan specialist services in Arkansas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual mortgage insurance premium of 0.55% to 0.85%. Closing costs in Vilonia generally range from 3% to 5% of the purchase price. Some specialists may charge an origination fee of 1% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Vilonia do?
An FHA loan specialist helps borrowers qualify for loans insured by the Federal Housing Administration. They review your credit history, income, and debt levels to determine eligibility. They also explain Arkansas-specific property condition requirements and help you complete the loan application.
What are the FHA loan limits for Vilonia Arkansas?
For 2024, the FHA loan limit for a single-family home in Faulkner County is $498,257. This limit applies to most areas in central Arkansas. Higher limits may apply for multi-unit properties.
Do I need a special license to work with an FHA loan specialist in Arkansas?
FHA loan specialists in Arkansas must hold a valid mortgage loan originator license from the Arkansas Securities Department. They must also complete annual continuing education. You can verify a license through the Nationwide Multistate Licensing System.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Vilonia who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.