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Find FHA Loan Specialists Near You in Prairie Grove, AR

Compare fha loan specialists in Prairie Grove. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Prairie Grove, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 2 fha loan specialists in Prairie Grove, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Farm Credit of Western Arkansas - Prairie Grove
1181 E Heritage Pkwy, Prairie Grove, AR 72753
4794006160
Priority Bank
703 E Douglas St, Prairie Grove, AR 72753
4798464000

An FHA loan specialist in Prairie Grove Arkansas can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time home buyers and those with lower credit scores. Arkansas law requires all mortgage loan originators to be licensed through the Arkansas Securities Department.

What Does a FHA Loan Specialist in Prairie Grove Cost?

Typical costs for FHA loan services in Arkansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Closing costs in Arkansas average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Prairie Grove do?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve your application, and guide you through the underwriting process. They ensure your loan meets Arkansas state regulations and federal FHA standards.
What are the FHA loan limits for Prairie Grove Arkansas?
For 2024, the FHA loan limit for a single-family home in Washington County, including Prairie Grove, is $498,257. This limit is set by the Department of Housing and Urban Development and may change each year.
Do I need a special license to work with an FHA loan specialist in Arkansas?
Yes. In Arkansas, all mortgage loan originators must hold a valid license from the Arkansas Securities Department. You can verify a specialist license through the Nationwide Multistate Licensing System.