Compare FHA Loan Specialists in North Little Rock, AR
Compare fha loan specialists in North Little Rock. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Arkansas before hiring.
Showing 5 fha loan specialists in North Little Rock, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in North Little Rock Cost?
FHA loan specialist fees in Arkansas generally range from 500 to 1,500 dollars for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent. Closing costs in North Little Rock average 3 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in North Little Rock?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Arkansas lenders may also consider local income limits and debt to income ratios.
Are there Arkansas specific rules for FHA loan appraisals?
Yes Arkansas requires FHA appraisals to check for lead based paint in homes built before 1978. The appraiser must also verify that the property meets minimum property standards. North Little Rock properties near the Arkansas River may need additional flood zone checks.