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Browse fha loan specialists serving Lowell, Arkansas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lowell, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 2 fha loan specialists in Lowell, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arvest Bank - Mortgage Division
200 Parkwood St C, Lowell, AR 72745
4797506932
Arvest Bank
103 S Bloomington St, Lowell, AR 72745
4797701000
FHA loan specialists in Lowell Arkansas help buyers qualify for loans insured by the Federal Housing Administration. These loans require a lower down payment than conventional loans, often just 3.5 percent. Arkansas law does not impose additional state-specific FHA requirements, but local property tax and flood insurance rules may affect your loan terms.
What Does a FHA Loan Specialist in Lowell Cost?
Typical costs for an FHA loan in Arkansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Arkansas usually total 2 to 5 percent of the purchase price, including appraisal fees around $500 and title insurance. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Lowell Arkansas?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Each lender may set its own credit requirements.
Are FHA loan limits different in Lowell Arkansas?
Yes FHA loan limits vary by county. In Benton County Arkansas the 2025 FHA loan limit for a single-family home is $498,257. Higher limits apply for multi-unit properties. Check with your lender for current limits.
Can I use an FHA loan for a fixer-upper in Lowell?
Yes the FHA 203(k) loan allows you to finance both the purchase and renovation of a home in Lowell. You must use an FHA-approved contractor for work over $5,000. The loan amount is based on the home value after repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.