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Directory of fha loan specialists in Lonoke, Arkansas. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Lonoke, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arkansas before hiring.
Showing 5 fha loan specialists in Lonoke, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank OZK
303 E Front St, Lonoke, AR 72086
5016763233
Lonoke Banking Center
1109 N Center St, Lonoke, AR 72086
5016765400
First State Bank Lonoke (Main)
101 S Center St, Lonoke, AR 72086
5016763106
AG Heritage Farm Credit Services: Cunningham Josh
1121 Front St SW, Lonoke, AR 72086
5016763144
AgHeritage Farm Credit Services
1121 Front St SW, Lonoke, AR 72086
5016763144
FHA loan specialists in Lonoke Arkansas help homebuyers navigate Federal Housing Administration loans. These loans are popular in Arkansas due to lower down payment requirements and flexible credit guidelines. Local specialists understand Arkansas property laws and can guide you through the FHA approval process in Lonoke County.
What Does a FHA Loan Specialist in Lonoke Cost?
Typical costs for FHA loan specialist services in Arkansas include an origination fee of 1% of the loan amount, plus appraisal fees of $500 to $700. Closing costs generally range from 2% to 5% of the purchase price. Arkansas law requires lenders to provide a Loan Estimate within three business days of application. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lonoke do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your finances, explain FHA requirements, and assist with paperwork. In Arkansas they also ensure the property meets FHA minimum property standards.
What are FHA loan limits in Lonoke Arkansas?
FHA loan limits for Lonoke County in 2025 are typically around $498,257 for a single family home. These limits are set by HUD and may change each year. A local specialist can confirm the current limit for your property type.
Do I need a special license to be an FHA loan specialist in Arkansas?
Yes, loan officers in Arkansas must hold a Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They also must complete continuing education. FHA specialists do not need a separate FHA license but must work with an FHA approved lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arkansas.