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Directory of fha loan specialists in Little Rock, Arkansas. Verify credentials with the state state mortgage licensing authority before hiring.
20 agents listed
Updated June 2026
Little Rock, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 20 fha loan specialists in Little Rock, AR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Little Rock Cost?
Typical costs for an FHA loan specialist in Arkansas include an origination fee of 0 to 1 percent of the loan amount and third party fees for appraisal credit report and title services. Appraisal fees in Little Rock range from 500 to 700 dollars. Total closing costs often range from 3000 to 8000 dollars depending on the loan size and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Little Rock Arkansas?
For 2024 the FHA loan limit for a single family home in Pulaski County is 498257 dollars. This limit applies to most standard FHA loans in the Little Rock area. Limits are adjusted annually by the Department of Housing and Urban Development HUD.
Do FHA loans require mortgage insurance in Arkansas?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies based on loan term and loan to value ratio. In Arkansas this insurance is mandatory for the life of the loan if the down payment is less than 10 percent.
What credit score is needed for an FHA loan in Little Rock?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Arkansas lenders may have overlays requiring higher minimum scores.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Arkansas.