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Showing 2 fha loan specialists in Sahuarita, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Doug Polk - Reverse Mortgage NMLS 339085
680 W Calle FRANJA Verde, Sahuarita, AZ 85629
5204414532
Chase Home Lending
15960 S Rancho Sahuarita Blvd, Sahuarita, AZ 85629
6463221638
What Does a FHA Loan Specialist in Sahuarita Cost?
Typical costs for an FHA loan specialist in Arizona include an origination fee of 0.5 to 1.0 percent of the loan amount, plus an upfront mortgage insurance premium MIP of 1.75 percent of the base loan amount. Annual MIP ranges from 0.45 to 1.05 percent depending on loan term and loan-to-value ratio. Closing costs in Sahuarita average 2 to 5 percent of the purchase price. These figures are general estimates. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Sahuarita Arizona?
FHA loans in Sahuarita require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA safety and appraisal standards. Arizona does not have state-specific FHA limits, but loan amounts are capped by county, with Pima County limits set by HUD annually.
How do I find an FHA loan specialist in Sahuarita?
You can search for licensed mortgage loan originators through the Nationwide Multistate Licensing System NMLS database. Look for specialists who list FHA loans as a service area. Local real estate agents in Sahuarita may also provide referrals to experienced FHA loan officers.
Are there Arizona-specific rules for FHA loans?
Arizona law requires that all mortgage loan originators complete pre-licensing education and pass a state exam. FHA loans in Arizona also follow federal guidelines, but property taxes and insurance costs may vary by county. There is no state income tax deduction for mortgage interest, but federal deductions still apply.