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Compare FHA Loan Specialists in Prescott Valley, AZ
Compare fha loan specialists in Prescott Valley. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Prescott Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 fha loan specialists in Prescott Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OnQ Home Loans | Prescott Valley
8098 E Valley Rd #1, Prescott Valley, AZ 86314
9287132128
Pilgrim Denny Team- Benchmark Mortgage
3194 N Windsong Dr, Prescott Valley, AZ 86314
9285418737
An FHA loan specialist in Prescott Valley Arizona can help you navigate FHA loan requirements for purchasing or refinancing a home. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Prescott Valley home buyers often use FHA loans for their lower down payment options and flexible credit guidelines.
What Does a FHA Loan Specialist in Prescott Valley Cost?
Typical costs for FHA loan services in Arizona include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal fees in Prescott Valley average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Prescott Valley?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through Federal Housing Administration loan programs. They help with pre-approval, documentation, and closing for homes in Prescott Valley and Yavapai County.
What are the FHA loan limits for Prescott Valley Arizona?
For 2024 the FHA loan limit for a single-family home in Yavapai County is $498,257. Higher limits apply for multi-unit properties. A specialist can confirm current limits for your specific situation.
Do I need a special license to be an FHA loan specialist in Arizona?
Yes. All mortgage loan originators in Arizona must hold a valid license through the Nationwide Multistate Licensing System and be registered with the Arizona Department of Insurance and Financial Institutions. This ensures they meet state education and background check requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.