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Compare FHA Loan Specialists in Mountain Brook, AL
Looking for a fha loan specialist in Mountain Brook? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Mountain Brook, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 fha loan specialists in Mountain Brook, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Adam Snable
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2053709231
Guild Mortgage - Casey Parsons
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052092795
Guild Mortgage - Michael Meyer
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2058763939
Guild Mortgage Company
2700 US-280 Suite 290e, Mountain Brook, AL 35223
2052088177
FHA loan specialists in Mountain Brook, Alabama help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in Jefferson County due to flexible credit requirements. Alabama law requires all mortgage loan originators to be licensed through the Alabama State Banking Department.
What Does a FHA Loan Specialist in Mountain Brook Cost?
FHA loan specialist fees in Alabama typically range from 1% to 2% of the loan amount, including origination fees and discount points. The upfront mortgage insurance premium is 1.75% of the base loan amount, and annual mortgage insurance premiums vary from 0.15% to 0.75% depending on loan term and down payment. Closing costs in Mountain Brook average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Mountain Brook?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through the FHA loan process. They help with credit qualification, property appraisal, and loan approval. In Alabama, specialists must follow federal FHA guidelines and state licensing rules.
What are the FHA loan limits for Mountain Brook Alabama?
For 2024, the FHA loan limit for a single-family home in Jefferson County, including Mountain Brook, is $498,257. This limit may change annually based on the U.S. Department of Housing and Urban Development guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.