Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 fha loan specialists in Jacksonville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
815C Pelham Rd S #1, Jacksonville, AL 36265
2564356805
TitleMax Title Pawns
1630 Pelham Rd S Ste A, Jacksonville, AL 36265
2567823275
World Finance
814 Pelham Rd S, Jacksonville, AL 36265
2564357700
What Does a FHA Loan Specialist in Jacksonville Cost?
Typical costs for an FHA loan specialist in Alabama include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Appraisal fees in Jacksonville average 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jacksonville Alabama?
For 2025 FHA loan limits in Calhoun County are set by HUD and typically range from $498,257 for a single-family home to higher amounts for multi-unit properties. These limits are based on the median home prices in the area and are updated annually.
Do I need a special license to be an FHA loan specialist in Alabama?
Yes all mortgage loan originators in Alabama must hold a valid license from the Alabama Banking Department through the Nationwide Multistate Licensing System. They must also complete annual continuing education on federal and state lending laws.