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Compare fha loan specialists in Homewood. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Homewood, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 fha loan specialists in Homewood, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ransom Kelly - Assurance Financial
2810 Crescent Ave, Homewood, AL 35209
2056058027
Assurance Financial - Homewood
2810 Crescent Ave, Homewood, AL 35209
2057743400
Kimekia Holifield, Mortgage Loan Officer - First Horizon Bank
2340 Woodcrest Pl, Homewood, AL 35209
2058035939
An FHA loan specialist in Homewood Alabama can guide you through the process of obtaining a government-backed mortgage. These loans are popular in the Birmingham metro area for first-time homebuyers and those with lower credit scores. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Homewood Cost?
Typical costs for an FHA loan specialist in Alabama include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05% depending on loan terms. Closing costs in Alabama average 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Homewood do?
An FHA loan specialist helps borrowers understand FHA loan requirements and complete the application process. They review your credit history, income, and property eligibility to ensure you meet HUD guidelines. In Alabama, specialists also help you navigate local property tax and insurance rules.
What are the FHA loan limits for Homewood Alabama?
For 2024, the FHA loan limit for a single-family home in Jefferson County is $498,257. This limit applies to Homewood and surrounding areas. Higher limits apply for multi-unit properties.
How do I choose an FHA loan specialist in Homewood?
Look for a specialist who is licensed in Alabama and has experience with FHA loans. Check their NMLS number and read client reviews. You can also ask about their familiarity with local Homewood real estate market conditions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.