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Find FHA Loan Specialists Near You in Guntersville, AL
Compare fha loan specialists in Guntersville. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Guntersville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 fha loan specialists in Guntersville, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Redmond Mortgage
400 Gunter Ave 3rd Floor, Guntersville, AL 35976
2567050985
Becca Lang Mortgage
Guntersville, AL 35976
2565720893
Josh Barhorst, Mortgage Broker - Redmond Mortgage
400 Gunter Ave, Guntersville, AL 35976
2567383495
FHA loan specialists in Guntersville help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Alabama law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Guntersville housing market and can guide borrowers through FHA appraisal rules specific to the area.
What Does a FHA Loan Specialist in Guntersville Cost?
Typical costs for an FHA loan specialist in Alabama include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional costs may include appraisal fees around $500 and credit report fees near $40. These costs vary by lender and borrower circumstances. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Guntersville do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and property eligibility. They also ensure the loan meets Alabama specific closing requirements.
What are the FHA loan limits for Guntersville Alabama?
For 2024 the FHA loan limit for a single family home in Marshall County is $498,257. This amount may change annually based on the Department of Housing and Urban Development guidelines.
Do I need a special license to originate FHA loans in Alabama?
Yes. All mortgage loan originators in Alabama must hold a valid license through the Alabama State Banking Department. They must also complete annual continuing education on federal and state lending laws.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.